Debt Settlement Lawyer in Los Angeles & San Jose
If you are confronting a potential creditor lawsuit, you may be feeling overwhelmed, anxious, and uncertain about your financial future. RS Law Offices is here to help. Our team of experienced debt lawyers in Los Angeles and San Jose are ready and able to represent you. We can help with negotiating a reduction in your debt and defending you in court against a creditor who decides to escalate the matter to litigation. Many people in Los Angeles, San Jose, San Diego, and elsewhere in California have had their lives turned upside down due to the Coronavirus pandemic. Millions are people, including many California residents, suddenly lost their jobs or were furloughed. In addition, many small business owners were forced to shutter their doors due to state emergency orders and have struggled to stay afloat due to a massive decline in economic activity and restrictions in the types of economic activities that people may engage in during the COVID-19 pandemic. The economic turmoil has led many people to be burdened with mounting credit card debt, student loan debt, personal loans, small business loans, late mortgage payments, and so forth. The mission at RS Law Offices is to help people in their time of need and do all we can to help you achieve much-needed debt relief.
WHAT EXACTLY IS DEBT SETTLEMENT?
In California, debt settlement basically means that you proactively negotiate with creditors to try and reach an amicable settlement on the amount you owe. Many people struggling with debt are not even aware of the fact that they can retain the services of a skilled and experienced attorney to help achieve substantial debt relief.
WHAT TO LOOK FOR IN A LOS ANGELES DEBT SETTLEMENT LAWYER
When researching different lawyers and law firms for your case, it is important to select an attorney who possesses extensive experience handling debt settlement negotiations and proceedings. Your attorney should know all of the ins and outs of debt negotiations, including the common tricks and tactics used by creditors and corporate attorneys.
WHY YOU NEED TO RETAIN THE SERVICES OF AN EXPERIENCED DEBT SETTLEMENT LAWYER IN LOS ANGELES
If you are struggling to service your debt obligations, do not be surprised if a bank and/or creditor decide to escalate the situation quickly by suddenly raising your interest rates and lowering your available credit limit in the aftermath of one or more missed payments. If a bank or other creditor decides to file a lawsuit against you, it is important to have an advocate on your side. Why? Because banks often have a large team of experienced corporate attorneys. When you hire a skilled and knowledgeable debt lawyer in Los Angeles, you are leveling the proverbial playing field.
NO-PRESSURE CONSULTATION
RS Law Offices is proud to offer free, confidential consultations to all prospective clients. During the free case review, there is absolutely no pressure to sign any type of retainer agreement. The case review is an opportunity for us to meet, discuss your situation and assess the best path going forward. We will answer any questions you may have about the debt settlement process, the best options available to you, and the estimated timeline for your case. Also, you can be rest assured that the debt relief consultation will be kept completely confidential.
FAQ
Providing Answers to Frequently Asked Questions Related to Debt Relief
Many people who are being pursued for outstanding debts often have an array of important questions about their legal rights and what steps they can take to get the creditors off their back. To help provide you with some peace of mind and offer insight into the debt settlement process, here are answers to frequently asked questions:
I was served with a lawsuit by a creditor. Do I need to respond to the Complaint?
I have offered to make small payments to help pay down the debt. Can a bank or creditor still file a lawsuit against me to collect on the debt?
Yes. Even if you make a good faith effort to try and make payments towards the debt, a creditor does not have to accept anything less than what is owed and can take legal action to collect on the amount owed.
Yes. Being unable to make payments due to a lack of funds is generally not a viable defense.
PROUD TO PROVIDE PERSONALIZED ATTENTION FOR YOUR DEBT SETTLEMENT CASE
At RS Law Offices, we take client service very seriously. This is why our law firm has embraced a simple principle – make sure to provide every client with the best legal representation possible and do all we can to help achieve a favorable outcome in their case. Why are we so passionate about the welfare of our clients? Because we love our clients and view them as extended members of our family. This is a big reason why we provide personalized attention to all of our clients and are available 24/7 to answer any of your questions.
READY AND ABLE TO HELP YOU, NO MATTER WHERE YOU ARE IN CALIFORNIA
Whether you reside in Los Angeles, San Jose, San Diego, Napa, Sacramento, San Francisco, or elsewhere in California, the team of experienced and skilled debt settlement attorneys with RS Law Offices can help. Our primary office is in Los Angeles and we recently opened a second office location in San Jose, but we are fully able to help you no matter where you reside in the state.
Need an Advice from Expert Lawyers? Contact Us Today!
Call us for a quick help! 1-323-651-0560
Free Case Consultation
Take action today by contacting RS Law Offices to schedule a free, confidential consultation.
